The Right Order of Financial Decisions for Google Employees
Submitted by Hilpan Moxie Wealth Management, LLC. on June 12th, 2026Most financial mistakes I see aren't wrong decisions.
They're right decisions made in the wrong order.
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RSUs Aren't Just Income. They're a Forced Investment Decision.
Submitted by Hilpan Moxie Wealth Management, LLC. on June 3rd, 2026Most Google employees think RSUs are a compensation event.
The IRS agrees.
The problem is that the IRS is only describing the tax treatment. It isn't describing what actually happens.
One of the interesting things about Google is that it has probably created more accidental investors than almost any company in history.
What Happens If You Do Nothing With Your Google Stock?
Submitted by Hilpan Moxie Wealth Management, LLC. on May 29th, 2026Doing nothing with your Google stock is still a decision. It just doesn’t announce itself.
I Have $1M in Google Stock- Should I Sell or Keep Holding?
Submitted by Hilpan Moxie Wealth Management, LLC. on May 21st, 2026At some point the position stopped feeling like compensation. It started feeling like a decision you've been putting off.
For a lot of Google employees, the million-dollar threshold is where that feeling gets loud.
What Googlers Holding RSUs May Be Missing About AI Infrastructure
Submitted by Hilpan Moxie Wealth Management, LLC. on May 11th, 2026A Googler sent me an article recently about Anthropic’s infrastructure deal with Google Cloud.
The headline was about AI- the part I think actually matters for googlers (and xooglers) holding RSUs was about something else entirely.
Let me explain:
I’ve heard versions of this question repeatedly from employees holding Google stock.
When a Client Asks About Silver, I Don't Answer the Silver Question
Submitted by Hilpan Moxie Wealth Management, LLC. on May 8th, 2026If you've worked with a financial advisor for any length of time, you've probably brought something up that you read about or heard about; be it a trend, an asset, or a strategy that caught your attention.
What happens next tells you a lot about the relationship.
Google Just Had Its Best Quarter Ever. If You Hold the Stock, Read This
Submitted by Hilpan Moxie Wealth Management, LLC. on May 1st, 2026
In Jurassic Park, the scientists didn’t fail because they lacked intelligence.
They solved every problem in front of them. The system worked exactly as designed.
And then the problem showed up all at once.
I Have $900K in Google Stock - Should I Hold or Diversify?
Submitted by Hilpan Moxie Wealth Management, LLC. on April 24th, 2026What Actually Matters When the Charts Are Saying "Stay"
If you're a Google employee with RSUs or a concentrated stock position, this is the decision you're actually facing.
I’m a Retired Google Employee With $10M - Should I Be Doing Roth Conversions Right Now?
Submitted by Hilpan Moxie Wealth Management, LLC. on April 21st, 2026If you’re a retired Google employee with a meaningful portfolio and no W-2 coming in, this is probably a question you’ve asked. Or will ask.
I was in a conversation recently with a retired Xoogler and their spouse.
Both retired.
Roughly $10M across accounts.
What a 3% COLA Assumption Actually Means If You’re a Google Employee Planning to Retire on RSUs
Submitted by Hilpan Moxie Wealth Management, LLC. on April 17th, 2026Most retirement plans don’t fail because people are too aggressive.
They fail because they’re just reasonable enough to go unquestioned.
A Googler asked me this week whether 3% was a solid COLA projection for retirement planning.
It’s a reasonable assumption.
It’s also doing more work than most people realize.
