You work hard. You earn well. But deep down, something feels off.

It’s not about how much you’ve saved.
It’s about the quiet sense that you could be doing more, with less stress, less waste, and more confidence.

If you’ve ever thought:

“I should have more to show for all this work.”
“I don’t want to wing retirement like I did my 401(k).”
“I think I’m doing okay, but I don’t actually know.”

You’re not alone. And you’re not wrong to wonder.

High income can cover up poor planning, for a while.
But eventually, complexity catches up.

The tax hits get bigger.
The investment decisions get harder.
And the plan you thought you had often turns out to be a patchwork of best guesses.

This is where the real work begins.

The kind that builds alignment, not noise.
The kind that turns pressure into clarity.
The kind that holds up when things don’t go according to plan.

I’m Don Hilario, a CERTIFIED FINANCIAL PLANNER® professional and founder of Hilpan Moxie Wealth Management.

For more than twenty years, I’ve helped professionals simplify complex financial lives, including many clients working in the technology sector, particularly employees at Google.

Because equity compensation often plays a major role in their financial lives, my work frequently involves helping clients navigate:

• RSU vesting schedules
• concentrated employer stock positions
• tax planning around equity compensation
• career transitions and early retirement decisions

Over time, these conversations often evolve beyond investments.

They become about clarity.

How much risk is enough?
What role should company stock play in your life?
How do you turn years of hard work into a plan that actually supports the future you want?

There is rarely a one-size-fits-all answer.

My role is not to provide quick answers, but to help clients think clearly about the trade-offs behind the decisions they’re making, so their financial plan becomes intentional rather than accidental.

Because in the end, a financial plan should do more than track numbers.

It should provide clarity.

And confidence.

This page may say “About Me.”

But in many ways, it’s really about the work we’ll do together.

Welcome