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Financial Planning

The Right Order of Financial Decisions for Google Employees

Submitted by Hilpan Moxie Wealth Management, LLC. on June 12th, 2026

Most financial mistakes I see aren't wrong decisions.

They're right decisions made in the wrong order.

Tags:
  • Equity Compensation
  • Financial Planning
  • Google Employees
  • Tax Planning
  • The Process (Sequence)
  • Read more

What Googlers Holding RSUs May Be Missing About AI Infrastructure

Submitted by Hilpan Moxie Wealth Management, LLC. on May 11th, 2026

A Googler sent me an article recently about Anthropic’s infrastructure deal with Google Cloud.

The headline was about AI- the part I think actually matters for googlers (and xooglers) holding RSUs  was about something else entirely.

Let me explain:

I’ve heard versions of this question repeatedly from employees holding Google stock.

Tags:
  • AI Infrastructure
  • Concentrated Stock
  • Diversification Strategy
  • Equity Compensation
  • Financial Planning
  • Google Cloud
  • Google Employees
  • Google RSUs
  • Google Stock
  • Tech Employees
  • Read more

When a Client Asks About Silver, I Don't Answer the Silver Question

Submitted by Hilpan Moxie Wealth Management, LLC. on May 8th, 2026

If you've worked with a financial advisor for any length of time, you've probably brought something up that you read about or heard about; be it a trend, an asset, or a strategy that caught your attention.

What happens next tells you a lot about the relationship.

Tags:
  • Company Stock
  • Concentrated Stock
  • Financial Planning
  • Google Stock Concentration
  • RSUs
  • Tech Employees
  • The Process (Sequence)
  • Read more

Google Just Had Its Best Quarter Ever. If You Hold the Stock, Read This

Submitted by Hilpan Moxie Wealth Management, LLC. on May 1st, 2026

Dr Ian - JP.jpg

In Jurassic Park, the scientists didn’t fail because they lacked intelligence.

They solved every problem in front of them. The system worked exactly as designed.

And then the problem showed up all at once.

 

Tags:
  • Company Stock
  • Concentrated Stock
  • Financial Planning
  • Google Stock Concentration
  • RSUs
  • Tech Employees
  • The Process (Sequence)
  • Read more

What a 3% COLA Assumption Actually Means If You’re a Google Employee Planning to Retire on RSUs

Submitted by Hilpan Moxie Wealth Management, LLC. on April 17th, 2026

Most retirement plans don’t fail because people are too aggressive.

They fail because they’re just reasonable enough to go unquestioned.

A Googler asked me this week whether 3% was a solid COLA projection for retirement planning.

It’s a reasonable assumption.

It’s also doing more work than most people realize.

Tags:
  • Concentrated Stock
  • Equity Compensation
  • Financial Planning
  • Restricted Stock Units
  • Tax Planning
  • Tech Employees
  • Read more

The Real Genius Behind Saving for Your Children

Submitted by Hilpan Moxie Wealth Management, LLC. on April 9th, 2026

Real-Genius-1985-Chris-Knight-Val-Kilmer-Kent-Robert-Prescott-1024x427.jpg

Tags:
  • Diversification
  • Financial Planning
  • Life Planning
  • Tax Planning
  • Tech Employees
  • Wealth Management
  • Read more

Review Season Is Here. And I Want to Tell You Why I Actually Look Forward to It.

Submitted by Hilpan Moxie Wealth Management, LLC. on April 2nd, 2026

Every spring, the financial industry publishes its version of what you should be worried about. This year the list includes geopolitical conflict, oil prices, tariff shifts, inflation that will not fully settle, and an AI investment cycle that is reshaping entire sectors,  including the ones many of you work in every day.

The data behind all of it is real.

Tags:
  • Career Transitions
  • Client Reviews
  • Concentrated Stock
  • Equity Compensation
  • Financial Planning
  • Investment Strategy
  • Life Planning
  • RSUs
  • Tech Professionals
  • Wealth Management
  • Read more

When $500,000 Isn’t Enough: The Quiet Math Behind High-Income Pressure

Submitted by Hilpan Moxie Wealth Management, LLC. on March 20th, 2026

I want to walk you through a real scenario.

Not a hypothetical.

Not a headline.

A real household.

(Prompted by a sharp observation from Afrina M. on high-income pressure— this is what the math looks like inside a real household.)

 

A family of four.

Two kids.

Tags:
  • Financial Planning
  • Investor Behavior
  • Restricted Stock Units
  • Technology Employees
  • Read more

RSU Guide for Tech Employees: Start Here

Submitted by Hilpan Moxie Wealth Management, LLC. on March 19th, 2026

If you work in tech, there’s a good chance a meaningful part of your wealth isn’t coming from your salary.

It’s coming from RSUs.

And in my experience, most people don’t struggle because RSUs are complicated…

They struggle because no one ever shows them how the pieces fit together.

Tags:
  • Equity Compensation
  • Financial Planning
  • Restricted Stock Units
  • RSU taxation
  • Tax Planning
  • Tech Employees
  • Read more

How Are RSUs Taxed? A Guide for Technology Employees

Submitted by Hilpan Moxie Wealth Management, LLC. on March 14th, 2026

RSUs aren't a bonus. Everyone treats them like one, and that's where the trouble starts.

Tags:
  • Company Stock
  • Equity Compensation
  • Financial Planning
  • Restricted Stock Units
  • RSU Taxes
  • RSUs
  • Tax Planning
  • Tech Employees
  • Read more
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