The Process (Sequence)

Most financial mistakes I see aren't wrong decisions.

They're right decisions made in the wrong order.

If you've worked with a financial advisor for any length of time, you've probably brought something up that you read about or heard about; be it a trend, an asset, or a strategy that caught your attention.

What happens next tells you a lot about the relationship.

In Jurassic Park, the scientists didn’t fail because they lacked intelligence.

They solved every problem in front of them. The system worked exactly as designed.

And then the problem showed up all at once.

What Actually Matters When the Charts Are Saying "Stay"

If you're a Google employee with RSUs or a concentrated stock position, this is the decision you're actually facing.

If you’re a retired Google employee with a meaningful portfolio and no W-2 coming in, this is probably a question you’ve asked. Or will ask.

I was in a conversation recently with a retired Xoogler and their spouse.

Both retired.

Roughly $10M across accounts.