Should I Sell My Google Stock to Buy a House - or Borrow Against It?
I hear some version of this question from Googlers pretty regularly: “Why would I sell my Google stock for a house and pay the taxes if I can just borrow against it?” I get the appeal.
Read the article Leaving GoogleLeaving Google? Don’t Rush Your Roth Conversion.
Don Hilario, CFP®, Hilpan Moxie Wealth Management, LLC - an investment adviser registered with the U. S. Securities and Exchange Commission.
Read the article Concentrated stockI Have $900K in Google Stock - Should I Hold or Diversify?
What Actually Matters When the Charts Are Saying "Stay"If you're a Google employee with RSUs or a concentrated stock position, this is the decision you're actually facing.
Read the article Tax planningI’m a Retired Google Employee With $10M - Should I Be Doing Roth Conversions Right Now?
If you’ re a retired Google employee with a meaningful portfolio and no W-2 coming in, this is probably a question you’ ve asked. Or will ask.
Read the article Family and legacyThe Real Genius Behind Saving for Your Children
In the 1985 film Real Genius, a group of brilliant students spend months building a powerful laser. They solve every technical problem. The physics is flawless. The execution is perfect.
Read the article Equity compensationRSU Guide for Tech Employees: Start Here
If you work in tech, there’ s a good chance a meaningful part of your wealth isn’ t coming from your salary. It’ s coming from RSUs.
Read the article Equity compensationFinancial Planning for Technology Employees with RSU Compensation
Employees at large technology companies often receive a meaningful portion of their total compensation through equity incentives such as Restricted Stock Units (RSUs).
Read the article Equity compensationHow Are RSUs Taxed? A Guide for Technology Employees
Restricted Stock Units (RSUs) can be a powerful wealth-building tool for technology employees, but they can also create tax surprises if the rules are not understood upfront.
Read the article Google employeesThe Right Order of Financial Decisions for Google Employees
Most financial mistakes I see aren't wrong decisions. They're right decisions made in the wrong order.
Read the article Concentrated stockSell the Stock or Borrow Against It?
Borrowing against company stock for a house keeps the shares and defers the tax bill. The step that gets skipped is running the scenario where the stock drops.
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