Who we serve
Fluent in tech compensation.
Hilpan Moxie serves technology professionals navigating RSUs, concentrated stock, bonus compensation, and career transitions. That focus is the whole practice, not a page on a menu, and it started with my first Google client in 2008.
The practice
Google compensation gets layered over time
Your initial RSUs are only the beginning. Refresher RSUs, vesting decisions, bonuses, 401(k) contributions, and taxes begin overlapping. The individual pieces aren't necessarily complicated. Coordinating them is.
Your RSUs start stacking
Your initial RSUs vest over time. Then new refresher RSUs begin layering on top, each with its own vesting schedule. A few years in, several may be vesting at once. The complexity isn't one award. It's keeping track of what comes next.
Every vest creates a decision
RSUs become W-2 income when they vest. From there, you can sell vested Google shares and convert them to cash or continue holding the stock. Over time, those decisions can determine how much of your wealth remains tied to Google.
Your bonus creates planning opportunities
Depending on your role, bonus compensation may arrive annually or quarterly. That creates opportunities to coordinate cash flow with your 401(k), Google match, and potential after-tax contributions for a mega backdoor Roth. The calendar matters.
Depth, not breadth
If you work at Google, start here
Much of Don's published writing walks through Google-specific decisions. The order to fund your accounts. What actually happens to equity and severance when you leave. How to keep a rising income from quietly raising your burn rate.
The right order of decisions
The featured guide to sequencing financial choices as a Google employee.
Severance, answered
One of the most common questions Don gets from Googlers after they leave is what to do about severance. There is a process for it.
Diversify with intent
Concentrated stock is a plan risk, not a loyalty test. We manage it down on a schedule you approve.