Work with us
2 ways to work together.
Every client gets the same planning work. What changes is whether Hilpan Moxie is also responsible for managing the investments that fund the plan.
The relationship
Pick the one that matches how you want to operate
The distinction is less about price than about responsibility. Both relationships start from the same plan.
The core of the practice
You want the planning, and you want Hilpan Moxie responsible for managing the investments with it.
This is the relationship most of our clients are in. We build the plan, then take on the investment management, implementation, and oversight the plan depends on.
- Comprehensive financial planning, included in the fee
- Discretionary portfolio management, reviewed on a schedule
- Equity and concentration decisions made before each vest lands
- Tax, retirement, benefits, and estate work coordinated year to year
Priced as a percentage of the assets we manage, disclosed in writing before you sign anything.
The plan, on its own
You want the planning and the advice, but you prefer to manage the investments yourself.
For clients who want the analysis and the strategy but intend to run the portfolio themselves. Nothing about it is a lesser version of the work.
- A defined engagement with the scope agreed up front
- The full planning analysis, written down and walked through with you
- Clear next actions you carry out yourself
A flat fee, agreed in writing before any work starts.
Under the hood
What ongoing management actually involves
The decisions keep changing as your compensation, your taxes, and your timeline change.
The portfolio
The work gets bespoke depending on the client. Blue-chip dividend strategies and individual bond ladders where income is the job. And often all of it has to sit alongside a concentrated Google position the client wants to keep. Concentration is not always something to sell. Sometimes the work is understanding it, deciding how much is reasonable against everything else, and building around it.
Retirement, specifically
A number of our clients have the ability and the desire to retire early. That creates lower-income years, which is when we evaluate Roth conversions before other retirement income begins. We also plan where the income comes from, so nobody has to sell stock at a bad moment just to fund spending.
Equity, vest by vest
Every grant inventoried, every vest given a job before it lands, and the concentration decision made deliberately rather than by default.
Kept in one place
Comp, taxes, investments, benefits, and estate all move together. Change one and you have changed the others, so somebody should be watching.
Before anyone sells you a policy, we look at what open enrollment already gave you.
- Coverage you already have
- What is left to solve
Hypothetical illustration shown as a multiple of salary. Not from an actual client, not a recommended amount, and not a recommendation to buy or replace any policy.
Bringing in help
Don is not the CPA, the attorney, or the insurance specialist
Part of the job is recognizing when the work calls for one, making the introduction, and keeping that work connected to the plan.
Tax planning
We coordinate with your CPA so the vest calendar, the conversions, and the return are working from the same set of facts.
Estate and legal work
We are not a law firm. We bring in attorneys we trust and keep their work connected to the plan.
Healthcare and long-term care
This comes up constantly with early retirees. Someone can be financially ready to leave at 55 and still need a bridge to Medicare at 65.
The engagement
What the first 90 days look like
Intro call, 30 min
You bring the situation. We tell you honestly whether the fit is right, which relationship makes sense, and what the fee would be. Booking it costs nothing.
Discovery & the plan
We gather the full picture. Grants, accounts, taxes, goals. Then we build the plan and walk it with you, visualized so you can see how the pieces interact.
Execution & rhythm
Decisions get made on a calendar, not in a panic. Vest weeks, open enrollment, year-end tax moves. If we manage the portfolio, that is where implementation happens too.
Fair questions
Asked on almost every intro call
Who do you work with?
Technology professionals navigating RSUs, equity compensation, or career transitions. Software engineers, managing directors, and recruiters make up most of the practice.
How do you charge?
Wealth management is priced as a percentage of the assets we manage, and comprehensive planning is included in that fee. Planning on its own is a flat fee. Either way the number is agreed in writing before any work starts.
Can I start with planning and add investment management later?
Yes, and people do. Some clients want the plan first and decide about the portfolio once they have seen how we work.
Where are you based?
Irvine, California, working with clients where the firm is registered or exempt from registration. Most of the work happens over video.